Mortgage & Loan Repayment Calculator

Estimate your monthly repayments by entering the loan amount, annual interest rate and term length. Understanding your mortgage costs helps you budget effectively and compare deals.

Understanding mortgage calculations

A mortgage payment is determined by three key factors:

Our calculator uses the standard amortisation formula to compute a fixed monthly payment. Rates can vary widely between lenders and may be fixed or variable, so always compare offers and seek professional advice.